Our Services

Funding Made Simple.

When Banks Say No, We Say YES!

Small business loans can support all aspects of your enterprise. Our funding is a flexible option that helps you and your business meet your goals.

Diversified Capital moves with speed and works directly with you to provide you a better way to borrow the capital you need to keep your business moving.

Learn about our Small Business Loan Products

Unsecured Lines of Credit

An unsecured line of credit is the perfect financing vehicle for any growing business’ needs. Use this non-collateralized line-of-credit for any reason, including making sure you have payroll on time, you’re able to pay your vendors on time, or increase marketing to bring in more business.

Business Lines of Credit

For many years, small business owners have used credit card financing as a tool to help finance their businesses. Twenty years ago, traditional bankers and finance professionals considered this funding method reckless. In today’s entrepreneurial culture credit card financing has become a widely used strategy that no longer carries a negative stigma.

Indeed, many business owners use personal and company credit cards to launch their companies and help them succeed.

Real Estate Investor Financing

Offering flexible financing for investors in residential & commercial real estate.
Diversified Capital utilizes long-term partnerships with real estate investors, borrowers, servicers and real estate professionals to develop optimal financing solutions for residential investment property acquisition and rehabilitation, long-term rental property financing, bridge loans and customized short-term credit products. Notably, Diversified Capital did not cease or reduce lending during the COVID-19 pandemic
Advance Rehab Draws Available
Rental Loans from $75K to $1M; Rehab and Bridge Loans up to $2M
No Income, No Tax Returns, No Assets, No Seasoning and No Reserve Requirements
Up to 90% LTV for Rehab Loans with rates starting at 7.5%
Up to 80% LTV for Rental Loans with rates starting at 4.25%

Equipment Financing

A common tool used by almost every business. Equipment financing is a wonderful funding product as it can help improve cash flow and also improve working capital. It typically involves a lender giving a business finance terms that is secured by a piece of equipment.

Merchant Cash Advances

When you need to obtain capital for your small business quickly, a merchant cash advance or MCA can be the shortcut to funding you need. A merchant advance is a convenient option for growing your business or sustaining cash flow.

Traditional Financing (SBA Loans, Bank Loans, Term Loans)

Funding through traditional financing options will be composed of local banks and community lending institutions; amongst big-box banks and online lenders. These funding sources follow the traditional underwriting criteria and are perfect fit for established business owners with 2+ years in business

Vendor Credit

Credit extended to your business for net 30 or net 60 day terms or even often in forms of credit lines to your business. Vendor credit allows you to purchase products or services they offer on a deferred payment structure. This type of financing vehicle can be used as a revolving credit line for products and services that your business needs, thereby easing cash flow.

Micro-Funding

Our micro-funding program provides small, short-term funds for all your small business concerns. Micro-funding starts at $1,000 – $50,000. Many entrepreneurs and small business owners have been looking for other financing program outside of Traditional Funding Sources banking model. These micro-funding programs provide you the small, short term working capital needed to maintain your growth.